Savings Goal Calculator

Plan and track your financial goals

Set your savings goal and we will estimate how much you need to save regularly. You can also track your progress if you have already started building the fund.

Goal Name

Target Amount (PHP)

Current Savings (PHP)

Target Date / Months to Goal

Interest Rate (% per year)

Leave at 0 for simple savings

Contribution Frequency

Common Savings Goals for Filipinos

Emergency Fund

Recommended: 3-6 months of expenses

Example: If monthly expenses are PHP 30,000, aim for PHP 90,000 to PHP 180,000.

House Down Payment

Typical target: 20% of property value

Example: For a PHP 2M property, save PHP 400,000 for down payment.

Investment Capital

Start with any amount, grow over time

Many investment options start at PHP 5,000 to PHP 10,000.

Travel Fund

Local trip: PHP 10k-30k | International: PHP 50k-150k

Plan ahead and save monthly for your dream destination.

Savings Tips for Filipinos

Pay yourself first: Set aside savings before spending on anything else.
Use the 50-30-20 rule: 50% needs, 30% wants, 20% savings.
Automate your savings: Set up automatic transfers to your savings account.
Take advantage of high-interest savings: Consider digital banks offering 4-6% interest.
Save your bonuses and 13th month pay: Put windfalls directly into savings.
Cut unnecessary expenses: Review subscriptions and dining out habits.
Use cashback and rewards: Maximize credit card rewards and cashback apps.
Start small, be consistent: Even PHP 100/day adds up to PHP 36,500/year.