See how inflation affects your purchasing power
This page uses user-selected inflation assumptions for forward planning and recent PSA reference figures for the historical snapshot. As of March 13, 2026, the newest official reference used here is the PSA year-to-date national average through September 2025.
Reference points below use official PSA releases for 2025 national headline inflation. The orange bars show selected monthly figures from January 2025 to September 2025, and the dashed green line marks the BSP midpoint target of 3%.
| Period | Headline Inflation | Source Note |
|---|---|---|
| January 2025 | 2.9% | PSA national headline inflation |
| February 2025 | 2.1% | PSA national headline inflation |
| March 2025 | 1.8% | PSA national headline inflation |
| April 2025 | 1.4% | PSA national headline inflation |
| May 2025 | 1.3% | Referenced from PSA June 2025 release |
| June 2025 | 1.4% | PSA national headline inflation |
| July 2025 | 0.9% | PSA national headline inflation |
| August 2025 | 1.5% | Referenced from PSA September 2025 release |
| September 2025 | 1.7% | PSA national headline inflation |
| 2025 year-to-date through September | 1.7% | PSA national average through September 2025 |
Cash parked in low-yield accounts can lose real value when inflation runs higher than your interest earnings.
A mix of cash, bonds, equity funds, and long-term savings products can help balance inflation risk.
Review your budgets, emergency fund, and major savings goals in real terms, not just nominal peso amounts.
If your income stays flat while living costs rise, your real purchasing power falls even if your paycheck looks the same.