Investment Growth Simulator

Visualize your wealth growth over time

Compare different investment options and see how compound growth works. This is a planning tool, not a forecast, but it gives you a practical view of how contributions and returns can stack up over time.

Initial Investment (PHP)

Monthly Addition (PHP)

Annual Return (%)

Time Period (Years)

Growth Over Time

Investment value Total invested

Contributions vs. Growth

Total invested

PHP 0

Investment returns

PHP 0

Year-by-Year Breakdown

Year	Total Invested	Value	Returns	Return %

Philippine Investment Options

Pag-IBIG MP2

6-7.5%

Historical dividend rate

✓ Government-backed
✓ Tax-free dividends
✓ Low minimum (PHP 500)
✗ 5-year lock-in

PSE Index Funds

8-12%

Long-term average

✓ Higher return potential
✓ Liquid investment
✓ Professional management
✗ Market volatility

Government Bonds

5-6%

Current rates

✓ Very low risk
✓ Predictable returns
✓ Various terms available
✗ Lower upside

Digital Banks

4-7%

Savings interest

✓ Easy access
✓ PDIC insured
✓ No lock-in
✗ Promo rates may change

Corporate Bonds

5-8%

Investment grade

✓ Higher than government bonds
✓ Fixed income structure
✓ Different issuers available
✗ Credit risk exists

REITs

5-8%

Dividend yield

✓ Real estate exposure
✓ Regular dividends
✓ Listed on PSE
✗ Market risk still applies