Calculate your take-home pay after deductions
Bonuses, allowances, or other taxable compensation.
Auto-calculated from the published SSS schedule effective January 1, 2025.
Auto-calculated using the current 5% total premium, split equally with the employer.
Standard employee share is usually capped at PHP 100.
In the Philippines, employees usually have mandatory government contributions deducted from their monthly compensation. These deductions support retirement, health, and housing benefits, while withholding tax covers income tax obligations.
SSS contributions provide retirement, disability, sickness, maternity, and death benefits. As of March 13, 2026, the current published contribution schedule on the SSS site remains the schedule effective January 1, 2025, with a 15% total contribution rate and a maximum MSC of PHP 35,000.
PhilHealth provides health insurance coverage. As of March 13, 2026, the published premium rate remains 5% of monthly basic salary, shared equally between employer and employee, subject to the current income floor and ceiling.
Pag-IBIG provides housing and short-term loan benefits. For many employees, the standard employee share is 2% of compensation, typically capped at PHP 100.
Under the TRAIN Law schedule currently used in payroll computations, the first PHP 250,000 of annual taxable income is exempt, with progressive rates applied above that threshold.