Check eligibility and estimate your loanable amount
Pag-IBIG housing loans remain one of the more accessible home financing options for many Filipinos. Use this page to check basic eligibility, estimate an affordable loan amount, and preview amortization.
Minimum 24 monthly contributions required.
Must generally not exceed 65 years old at loan maturity.
| Housing Type | Loan Amount | Reference Rate |
|---|---|---|
| Socialized Housing | Up to PHP 750,000 | 3.0% p.a. |
| Affordable Housing | PHP 750K - PHP 1.25M | 5.375% p.a. |
| Standard Housing | PHP 1.25M - PHP 6M | 6.375% p.a. |
| Higher Reference Rate | Above PHP 6M | 7.5% p.a. |
These are reference values for planning. Confirm the latest Pag-IBIG housing loan rates and repricing options directly with Pag-IBIG before applying.